Signature Loans & Alternatives

Signature loans, (unlike collateral based loans) do not require equity. As is implied in their name, all you need for a signature loan is your signature. However, since there is no collateral involved, you generally will have a hard time finding a lender that can offer you a low interest rate.

Signature Loans Requirements

There are a few requirements you will need to meet in order to qualify for a signature loan. Some of the requirements are listed below:

  • You must have a steady job with steady income for 6 months or more
  • You will have to undergo a credit check in most cases
  • You can’t have any previous loan defaults on your record

Installment Loans are a Better Alternative

If you are in financial trouble, don’t settle for an unreasonable, Chicago signature loan with unattractive rates. USA Web Cash can provide you with an installment loan that doesn’t require a credit check and has a fair interest rate. The repayment plan will be tailored to your specific financial situation so you can pay off your debts slowly over time. Call 1-800-618-6576 or fill out an online application to get started today.