Privacy Policy

Genesis Financial & Payment Systems Holdings, LLC, d/b/a USA Web Cash (“Genesis Financial”), provides this website (“Site”) as a service for our customers. Genesis Financial, its subsidiaries, and affiliates (collectively, “USA Web Cash”) appreciate your interest in our company and your visit to this Site. The following privacy policy sets forth the basic rules that govern the use of information that we collect via the Site. You should carefully read this privacy policy because it will affect your use of the USA Web Cash Site, and the services that USA Web Cash offers through the Site and, specifically, the use of personal information collected via the Site. USA Web Cash is committed to respecting the privacy of our Site visitors. To demonstrate that commitment, we have developed this privacy policy. The policy does not represent a binding obligation, but is intended to address the use of personal data collected through the Site. This privacy policy may not necessarily apply to many of the transactions that you may be able to initiate through, or learn about on the Site.

Information that USA Web Cash collects when you visit the Site

We collect personally identifiable information, including, without limitation, non-public personal information, as well as other types of personally identifiable information from you and from other sources. The reason for collecting personal information is to provide better financial products and services. Personal information also helps us personalize and improve your experience on our Site. We collect personal information included in applications, registration forms or surveys submitted through the Site, including, without limitation, name, address, telephone number, social security number, driver’s license number, email address, employment information, military status, demographic information, bank account information, and information about your assets, debts and income; credit balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us; third party information, such as personal references, consumer credit reports; and information obtained from your web browser (home server domain names, IP address, type of client computer, and type of web browser)(collectively, “Personal Information”). At other times, USA Web Cash may collect information that cannot be used to identify you. For example, we may aggregate non-personal information about you and other customers who visit our Site. Aggregated information will not contain any information that can be linked directly back to you. Such information will be used to analyze the effectiveness of our business and advertising models. In order to provide you with effective services, we may collect personal and non-personal information about you from our affiliated entities, business partners, service providers, and other third parties. For example, we may obtain information about your home, the services that you purchased for your home, or other demographic information.

How USA Web Cash collects information from visitors to the Site

USA Web Cash uses a number of tools to collect information about you, your computer, and the web browser that you use to connect to our Site. For example, cookies are tiny text files that we place on your computer’s hard drive when you visit our Site. We use cookies to personalize your Site experience. We collect information on the pages that you visit, the advertisements that you click, and other actions that you take while using our Site. You do not have to accept our cookies and you may delete them after they have been placed on your hard drive. If you do not accept or delete our cookies, some areas of our website that you access may not function properly.

USA Web Cash also collects additional information from your web browser each time you visit our Site. This information includes your IP address, the type of browser, the time that your browser was used to access our Site, the content from our cookies, and the referring website address. We may also use other standard web-based technologies to analyze your movements while accessing our Site. The technologies include, web “beacons,” “pixel tags,” and “clear gifs.” These technologies help us ascertain the effectiveness of our advertising campaigns, allow us to customize the services offered on our Site, and help determine the best use for content and programming. Some of this information, including the IP address that we obtain from your browser, is stored on our server logs, and may be available for extended periods of time.

Sometimes our authorized service providers, business partners, or other affiliated businesses and ad networks display advertisements on our Site. Tracking technologies may be used to monitor your interactions with the advertisements while on the Site. The technology will allow USA Web Cash to provide targeted advertising and evaluate the effectiveness of advertising campaigns.

How USA Web Cash uses the information that we collect

USA Web Cash uses the Personal Information to conduct business, to provide you with customer support, to perform functions that are described to you at the time of collection, and to enforce our terms & conditions. We use Personal Information to provide you with information about the products and services that interest you, analyze customer demographics and industry statistics, improve your website experience, update account records, and to comply with all reporting and other legal requirements; and provide our third-party service providers, including advertisers and advertising networks with feedback information. USA Web Cash may use your personal information to contact you via mail or email, or telephone or mobile devices in order to give you updates about USA Web Cash or other third parties’ product and service offerings, and promotional events that may be of interest to you.

How we may share your Personal Information

(Customers that reside in California, North Dakota or Vermont should refer to the state-specific notices provided at the end of this policy.)

We may sell to or share Personal Information with our parent, subsidiaries or affiliated companies (“Affiliated Companies”) or our third-party business partners, including, without limitation, third-party financial service providers, consumer lenders, loan brokers, advertisers, marketing companies, lead generators, advertisers on our websites, industry-related research businesses, trade associations, industry analysts, service providers, and their agents, contractors or representatives (“Non-Affiliated Third Parties”), as permitted by law and described in this Privacy Policy. Affiliated Companies and Non-Affiliated Third Parties may use Personal Information for any legal purpose, including, without limitation, developing and promoting new or joint products, improving existing products and services, and contacting you to offer products and services that may be of interest to you.

USA Web Cash may also disclose your Personal Information as is necessary to: (a) comply with a subpoena or court order; (b) cooperate with law enforcement or other government agency; (c) establish or exercise our legal rights; (d) protect the property or safety of our company and employees; (e) defend against legal claims; (f) help with internal and external investigations; or (g) as otherwise required by law or permitted by law. We may disclose your information in connection with the sale or merger of USA Web Cash, or any transaction that involves the sale or assignment of some or all of our assets.

The third parties with whom we share personal information may have their own website privacy policies. Those privacy policies will govern the use, handling and further disclosure by the third parties of your personal information once we have shared your personal information with such third parties. You should visit the websites and read the privacy policies of those third parties. Some third parties merely provide links to our website and those third parties will also have separate privacy policies that will govern how your information is used by those websites.

How USA Web Cash protects your Personal Information

USA Web Cash has implemented physical, electronic, and procedural security measures to assist with safeguarding Personal Information, and to help protect against unauthorized access and disclosure. Only our employees and authorized service providers who are performing legitimate business functions for USA Web Cash are permitted to access Personal Information. We also use encryption to protect any sensitive personal information that is transmitted or authorized to be transmitted by USA Web Cash, and we also use electronic firewalls to help prevent unauthorized individuals from gaining access to Personal Information.

Notwithstanding our efforts, the Internet has inherent security risks. USA Web Cash cannot promise, and you should not expect, that Personal Information, personal searches, and other communications will always remain secure. You should take care with regard to how you handle and disclose Personal Information.

How you may access and change the information that USA Web Cash collects

The first time that you provide us with registration information through our website, you will be able to decide whether you want to subscribe to emails or newsletters. After your first use, you can change your initial choices by contacting customer service email at info@usawebcash.com. Each commercial email that we send to you will offer you the opportunity to opt-out of continuing to receive such messages. We may take up to 10 days to process your opt-out requests. In some instances, we may have already shared your information with one of our authorized third parties before you changed your email and newsletter choices. Federal Trade Commission email compliance guidance allows us to send you transactional and relationship email without offering you the opportunity to opt-out of receiving those types of email. In those cases, you may have to directly contact those third parties to opt-out of receiving their communications.

We Do Not Collect Information from Children

USA Web Cash content is neither directed toward minors, nor children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If USA Web Cash becomes aware that a child under the age of 13 has provided us with Personal Information, that information will be deleted from our databases. Parents who have questions about Personal Information that may have been submitted by a child under the age of 13 should email us at info@usawebcash.com.

Changes to the Privacy Policy

Whenever we make a material change to this Privacy Policy, we will post a notice on the USA Web Cash home page. The notice will inform you the Privacy Policy has been posted as of the date last updated.

If you have provided USA Web Cash with Personal Information, we will always offer you the opportunity to choose whether to receive communications from us at the time you provide us with that information. You can always update your Personal Information and communication preferences by contacting us at info@usawebcash.com.

If you have any questions regarding this privacy policy, please email us at info@usawebcash.com.

Notice to California Residents

Pursuant to state law, USA Web Cash will not share information it collects about you to affiliated companies or third parties, except in the limited circumstances permitted under state law, or if you give us permission.

California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures made in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes.  To make such a request please contact us at info@usawebcash.com.

Notice to North Dakota Residents

Pursuant to state law, USA Web Cash will only share information about you to our service providers and third parties as required or permitted by law, or if you give us permission.

Notice to Vermont Residents

USA Web Cash will not disclose information about you to affiliated companies and third parties, other than as required or permitted by law, without your express permission.