How It Works

What It Is

Our installment loans are a safer alternative to other types of cash advances.

Installment loans are a safer alternative to traditional cash advances. Rather than having to repay your entire loan—plus fees and interest—on your next due date, installment loans allow you to customize your payment schedule. It is easy to get dragged into a cycle of high interest and fees. At USA Web Cash, we consider ourselves the alternative to predatory lenders.

What is an installment loan?

Installment loans allow you to make equal, manageable payments over a series of weeks or months. Our installment loans pay down a portion of the principal balance and interest with each payment. You only pay interest for the time you keep your loan, and there are no prepayment penalties. Our goal is to help you repay your loan and keep you out of the cycle of debt.

How It Works

Bills pile up, cars break down, emergencies arise. What do you do when life throws you a curve ball? USA Web Cash is here to offer you a solution. Our installment loans have helped thousands of others in financial binds— and we can help you, too.

Getting an installment loan from USA Web Cash is so easy!

  1. Apply Our quick and easy online application only takes a few minutes! You can also apply by phone by calling (800) 618-6576.
  2. Get Approved Once you submit your application, we will tell you whether you’re approved within minutes.
  3. Get Your Cash USA Web Cash offers short-term personal loans up to $4,000.*
  4. Repay Your Loan USA Web Cash allows you to create a custom payment schedule that fits your needs. There are no hidden charges or fees with our installment loans—you only pay interest for the time you keep the loan. You can even pay off your loan early with absolutely no penalties! All payments can be made automatically, so you don’t have to mail a check or remember when payments are due.

We make repayment work for you.

We want your payment schedule to be manageable and tailored to your cash flow. At USA Web Cash you can customize your repayment, creating a schedule that makes sense for you.

Who It’s For

To pre-qualify for an installment loan from USA Web Cash, you must:

  • Have an active bank account that has been open for at least 30 days
  • Have a monthly income of at least $1,000 after taxes
  • Be at least 18 years of age
  • Additional loan requirements vary by state. Please check our Terms & Rates to see if we are licensed to lend in your state.

*Depending on statutory regulations.